The "CII: Financial Planning Principles for Insurance Professionals" course offers a comprehensive exploration of the financial planning process from an insurance perspective. Beginning with an introduction to the purpose and structure of financial planning, learners will understand how insurance professionals play a crucial role in supporting client security and long-term financial wellbeing. The course explains each key stage, from initial client fact-finding through to risk profiling, objective setting, and ongoing plan reviews, ensuring students can deliver advice that is both ethical and compliant.

Learners will examine protection planning in detail, including life insurance, critical illness cover, and income protection products. They will also explore retirement planning fundamentals, basic investment planning principles, and key aspects of estate planning such as inheritance tax mitigation. In addition, the course introduces important financial planning tools such as cash flow analysis, budgeting, financial modelling, and scenario testing, providing a foundation for developing structured and client-centric solutions.

Throughout the course, strong emphasis is placed on compliance with UK regulatory frameworks including FCA guidelines, the Conduct of Business Sourcebook (COBS), GDPR, and broader ethical responsibilities. Students will learn how to develop suitability reports, present recommendations clearly, manage conflicts of interest, and commit to continuous professional development (CPD). By blending technical financial knowledge with practical advisory skills, this course helps insurance professionals confidently deliver holistic financial planning services and prepares them for further professional advancement.