The Credit Analyst Curriculum is a detailed and practical course designed to equip students with the tools and knowledge required to perform financial and credit analysis. This curriculum covers the core aspects of financial analysis, focusing on the interpretation of key financial statements such as the balance sheet, income statement, and cash flow statement. Students will learn the importance of each statement, how they interconnect, and how to identify potential risks and opportunities.

In addition to foundational financial analysis, the course explores profitability analysis, examining key concepts such as accounting vs. bona fide profits and the critical role of revenue. Students will also delve into the applications and limitations of EBITDA, exploring how this financial metric is used in leveraged buyouts and its drawbacks in cash flow analysis.

A major component of the curriculum is dedicated to credit analysis, where students will learn how to analyze creditworthiness using balance sheet ratios and income statement ratios. By understanding these ratios, students will be equipped to assess a company’s financial health and its ability to repay debts.

The curriculum also focuses on equity analysis, strategic analysis, and business analysis, helping students understand economic analysis, equity valuation, and the importance of strategic planning and forecasting. Furthermore, the course covers essential aspects of project management, demand forecasting, and cash and credit management.

By the end of the course, students will have gained a solid understanding of how financial analysis and credit assessment work in real-world business environments, making them highly skilled for roles in finance, banking, and credit risk management.